Manufactured Homes

A manufactured home is built in a warehouse in compliance with building codes set by the U.S. Department of Housing and Urban Development(HUD). The home is then placed on a permanent chassis with wheels and then taken to the homeowner’s lot, either in sections or as a whole, then is finally installed on a temporary foundation.

Modular Homes

A modular home is a traditional home set on a permanent foundation. The house is partially built in a factory and moved to the homeowner’s lot. A modular home must be built to comply with local building codes and standards in the area the home will be placed.

Manufactured vs Modular

There are a few differences between manufactured and modular homes that are very important when choosing which is best for you. Modular homes are set on a permanent/traditional foundation so there isn’t any mobility while manufactured homes are set onto a steel chassis so it is able to be moved. Another thing to take into account is price and customization. Modular homes tend to be higher in cost but there are also more customization options than manufactured. Keeping that in mind manufactured homes tend to cost less but they come with fewer customization options. Finally, when it comes to financing for these homes you will find there are more options available for modular homes than manufactured homes but that does not mean you are not able to finance manufactured homes.

The Benefits of Getting a Loan From Tampa Bay Home Mortgage

·      You are able to complete your application completely online with live help.

·      Our home loan experts are available to chat via chat, email, and telephone to assist you

·      Our great customer service continues even after you close

·      You can manage your mortgage online after you close. Also, no hidden fees

Why Choose Tampa Bay Home Mortgage

Tampa Bay Home Mortgage is ready and willing to provide quality service to those in need. We treat each need in accordance to the person and their needs. Choose us today!