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I would 100% recommend this company. I am not very knowledgeable about mortgages and refinances. But Ernie help me through every step and explained everything to me, and helped me save over $300 a month on my mortgage payment. You should give Ernie and Tampa Bay Home Mortgage a chance to save you some money on your mortgage payment! 10 out of 10, would 100% recommend

Ernie provided my wife and I the most thorough and informative experience as our loan officer! He made himself available whenever we had questions and when our first offer fell through (at no fault of Ernie) he helped us pivot extremely quickly to eventually find our DREAM home and get financing secured! We are so grateful we were able to work with Ernie during our home buying process. Whether you are first time home buyers like we were or selling your 3rd-4th home, I have no doubt Ernie high level of service will make a huge difference in your home buying process!

As I was looking to refinance, I first reached out to Ernie Serrano's wife as we are both colleagues and friends. She then passed my information along to Ernie who messaged me that same day. He asked detailed questions and set up time for us to meet within a week. From that first conversation all the way through the closing date, I knew I was in good hands with Ernie. He texted daily to provide the current rates and to provide any helpful information as needed. He answered both my texts and calls in a timely manner and always provided thorough answers to any of my inquiries. Ernie even contacted me immediately following the closing to ensure that went smoothly. I appreciate Ernie's attention to detail, knowledge and kindness throughout the entire process. If you're looking for someone to help with your mortgage needs - look to Ernie Serrano. By the end, he will be both your top-notch mortgage broker and also your friend.

I recently had the pleasure of working with Ernie Serrano on refinancing my home. On top of the the professionalism, responsiveness, and business acumen one expects when dealing with a reputable company I was very impressed with Ernie's creativity and problem solving ability. I'd recommend Ernie's services to anyone who is looking to either purchase a home or refinance an existing loan. Thank you Ernie for everything you did to make my experience as positive as can be.

Knowledgeable and very helpful!

Ernie and his team worked their magic and got me a great mortgage and all within the escrow deadline. The communication was top notch. You call or email and there is no delay in getting answers. I would recommend Ernie Serrano.

I would strongly recommend that you consider using Ernie as your Home Mortgage Consultant. Ernie was the mortgage consultant for the refinancing of my home mortgage. I found him to be detail oriented, organized, responsive, and gets positive results. My experience working with him was outstanding.

I highly recommend Ernie if you want a true professional and very responsive mortgage broker.

I reached out to Ernie late 2013 after he had commented on my LinkedIn profile. My wife and I were looking at buying a new house and then doing a "house swap." We were kind of indecisive but Ernie was patient and ready to help us when were ready. Ernie is knowledgeable and was able to steer us in the right direction.

I contacted Ernie when I was looking to get a preapproval letter for a new home. Not only did he return my calls/email promptly but helped me answer questions I hadn't even thought of, and I received the preapproval in a week. Ernie is professional and cares about his clients.

I worked with Ernie on refinancing my VA home loan. He knew how VA loans differed from traditional loans well enough to explain differences in how things needed to be done, which I've found not all mortgage lenders can do. I would definitely work with Ernie and his team in the future. Thanks for all your help, Ernie!

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